North Stoke Life

  MONETARY STABILITY & INFLATION CONTROL The Hidden Monetary Advantage of Location Value Covenants How replacing bank-created mortgage credit with long-term public funding could support monetary stability The important question is not simply whether the government issues a gilt. It is whether each pound of public funding replaces a pound of newly created mortgage credit. A policy article for locationvaluecovenants.org.uk Article Britain normally responds to persistent inflation by raising interest rates. That can suppress demand, but it does so bluntly. Mortgage holders face higher payments, housebuilding becomes harder to finance, businesses delay investment and government debt-service costs rise. The medicine may be necessary, yet it can impose heavy costs on precisely the households and productive activity least responsible for the original inflation. Location Value Covenants (LVCs) suggest a different and potentially valuable route. Their main purpose is to make access to l...

Why is Real Estate Ownership the Primary Democratic Influence? When economists evaluate national wealth, property is frequently cited as the most "democratically" distributed major asset class in the UK, especially when compared to stocks, bonds, or corporate business equity.  This can be observed clearly in the title image above. And the table and flow chart below. If homeowners are not voting for the party which most support the Homeowner Class, they are not acting rationally. Irrational behaviour possible of course. But by 20 million people? UK Property Wealth Distribution To visualize how the £7.29 trillion of UK housing wealth is distributed across the population, we can look at it as a master pie chart in the title image. This layout demonstrates that property equity is not concentrated entirely at the top of corporate or state balance sheets. Instead, it is highly distributed across millions of ordinary citizens. Note in the following table, observe the first row - ass...

Who will I vote for?  There is no one on the ballot who is authentic anymore.  Has there ever been? This is often the painful call out we hear from so many citizens. How would I answer? I would say, "so do not vote". If you vote for the least bad among them, you are still voting for bad. You will still be contribution and upholding the social perversions so widespread today.  So do not vote. Many will now say "but that means the worst will get in". But do we not already see the worst kind of perverts in power? This view is a fallacy evidently. So what shall you do? I say do not vote. And then watch what happens.  When the electorate only turns out with less than 50%, democracy is already meaningless. And it then remains down to the people to see what they can make of it.  It's my view, if enough people abstained, Power would collapse because everybody would be ignoring it.  Yes, yes, yes, stop your bleating: Perverted Power would do a lot of killing while i...

Because more than half the economy is now being fed on by the public sector. More than half the wages have to be paid by less than half those producing them. And when turkeys are taking a bag of silver each month and producing little that people want and have paid for, they're never going to vote for Christmas.  And certainly, this public sector 'make-work-program' will be running cover for the feminine, killing unborn children at very high scale. And the masculine raping premenstrual children also at high scale. And the tiny pretend genocides compared to the extant massive ones. Yes. The public sector 'workforce' *are* Power today, it is true. And they will go to all sorts of grotesque and obscene ends, so long as that bag of silver keeps getting delivered once a month. Power always corrupts. And when the most perverted get hold of it, it's corrupted in the biggest of ways. Given the chance, the BBC is where I will start deploying my remedy for the perversion.

Escalation Material — The Cosmic Margin If we encounter persistent internal resistance—or if the committee believes that simply tweaking existing border policies will fix the country permanently—you can roll out this forward-looking scenario. It serves as an extreme, undeniable thought experiment to prove that unless we change how we treat productivity at the margin, moving our physical boundaries will change absolutely nothing. The Cosmic Margin: Why Shifting Boundaries Solves Nothing To understand why we must fix our structural tax architecture today, we have to look at where our current path inevitably leads. Many believe our national challenges are purely geographic—that if we just secure our specific borders, or if humanity eventually expands to new frontiers and opens up infinite space, our economic pressures will vanish. But geography is entirely relative. The law of the margin operates with the exact same mechanics whether we are talking about a small English village, a global ...